Disclaimer

Last Updated: February 19, 2026

1. Educational Purpose Only

TimingIO is an educational website that provides general information about stock markets and financial concepts. All content on this website is for educational purposes only and should not be construed as:

• Investment advice or financial recommendations
• Securities analysis or market commentary
• Legal, tax, or accounting advice
• Any form of professional advice

2. Not a Licensed Financial Advisor

TimingIO is not a licensed financial advisor, investment advisor, broker, or dealer. We are not registered with any securities regulatory authority. The information provided on this website does not constitute investment advice and should not be the sole basis for any investment decision.

3. Investment Risk Warning

Stock market investments involve significant risk, including the potential loss of principal. Past performance of any security or market does not guarantee future results. The value of investments can go down as well as up.

Before making any investment decision, you should:

• Conduct your own independent research
• Understand your personal risk tolerance
• Consider your financial situation and investment objectives
• Consult with a licensed financial professional

4. No Guarantees

We do not make any guarantees about:

• The accuracy, completeness, or timeliness of any information on this website
• Any specific investment returns or performance
• The suitability of any investment strategy for any particular person
• Any profits or benefits from using our educational content

5. Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee that all content is current, accurate, or complete. Financial markets are dynamic and information may become outdated. You should verify any information before relying on it.

6. Third-Party Information

Some content on this website may reference or link to third-party sources. We are not responsible for the accuracy or reliability of any third-party information, and such references do not constitute endorsement.

7. Market Volatility

Stock markets are subject to significant volatility and uncertainty. Market conditions can change rapidly, and investments that seem promising may lose value. You should only invest money that you can afford to lose.

8. Individual Circumstances

All investors have different financial situations, goals, and risk tolerances. What may be appropriate for one person may not be appropriate for another. You should consider your individual circumstances before making any investment decision.

9. Professional Advice

We strongly recommend that you consult with a licensed financial advisor, accountant, or other qualified professional before making any investment decision. A qualified professional can provide personalized advice based on your specific situation.

10. Limitation of Liability

To the fullest extent permitted by law, TimingIO and its operators shall not be liable for any losses, damages, or expenses arising from:

• Your use of or reliance on any content on this website
• Any investment decisions made based on information from this website
• Any errors or omissions in the content provided
• Any actions you take or fail to take

11. Affiliate Disclosure

TimingIO is not affiliated with any brokerage, fund manager, financial institution, or securities exchange. We do not receive compensation for promoting any specific securities, products, or services.

12. Your Responsibility

You are solely responsible for:

• Any investment decisions you make
• Understanding the risks involved in stock market investments
• Conducting appropriate due diligence
• Consulting with qualified professionals when needed

13. Acceptance

By using this website, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree to these terms, please do not use this website.

14. Contact

If you have any questions about this disclaimer, please contact us at: support@timingio.com